Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

Sept. 6, 2023

Charlestown Women's Club

The Charlestown Women's Club is a social group for women for all ages based in Charlestown, Massachusetts.

In May 2023, I shared my struggle on Facebook to connect with other women in the city as someone who doesn’t have kids & works from home. Over 250+ women contacted me, and the Charlestown Women's Club was officially created!

As of September 2023, I'm proud to share that we have:

  • Held 5 workout classes
  • Organized 5 cocktail parties & collected food donations at each event

From one vulnerable Facebook post, an amazing community of women was formed. I'm grateful for the new friendships I’ve made & the positive impact it’s made.

Join the Charlestown Women's Club Facebook Group here or follow the Charlestown Women's Club on Instagram here. 

Email is the primary way we communicate with our members, so to be added to the group, please sign up here and provide the best email address to reach you about events so you don't miss out.

 

 

May 16, 2023

Restaurants in Charlestown, MA

Explore the Best Restaurants in Charlestown, MA for Unforgettable Dining Experiences

Welcome to our comprehensive guide to the best restaurants in Charlestown, MA. Whether you're a local resident or a visitor exploring the area, prepare to tantalize your taste buds and embark on a remarkable culinary journey through the diverse and vibrant dining scene of Charlestown.

1. The Anchor

Location: 1 Shipyard Park, Charlestown, MA 02129

Enjoy a delightful dining experience at The Anchor, where you'll be treated to beautiful views of Boston. Indulge in their mouthwatering dishes while taking in the picturesque scenery.

 

2. Monument

Location: 251 Main St, Boston, MA 02129

Monument is a popular restaurant in Charlestown. Although there is typically a wait, it's well worth it. Make sure to call ahead and put your name on the list for an exquisite dining experience.

 

3. Warren Tavern

Location: 2 Pleasant St, Charlestown, MA 02129

Step into history at Warren Tavern, the oldest bar in Boston where George Washington himself once enjoyed a drink. Immerse yourself in the historic ambiance while savoring delicious food and drinks.

 

4. Blackmoor

Location: 1 Chelsea St, Charlestown, MA 02129

Craving a late-night meal? Blackmoor is your go-to spot. Just a 10-minute walk from the garden, this restaurant doesn't require reservations and offers a great dining experience.

 

5. The 99

Location: 31 Austin St, Charlestown, MA 02129

Located at Bunker Hill Mall, The 99 is a well-known restaurant chain offering a diverse menu with something for everyone. Enjoy their delicious food in a relaxed and inviting atmosphere.

 

6. Pier 6

Location: 1 8th St, Charlestown, MA 02129

Located near The Anchor, about a 15-minute walk. Pier 6 offers not only beautiful views of Boston but also a fantastic dining experience. Take a leisurely stroll from The Anchor and indulge in their delectable menu options.

 

7. Tradesman Charlestown

Location: 50 Hood Park Dr, Boston, MA 02129

GREAT service, a beautiful restaurant, and an enormous bar. 

 

8. Figs by Todd English

Location: 67 Main St, Charlestown, MA 02129

If you're craving delicious pizza, Figs is the place to go! I highly recommend trying the "Red Sox" pizza or their meatballs. 

 

9. Sullivan's Public House

Location: 85 Main St, Charlestown, MA 02129

Newly renovated and a local favorite. A few steps away from Warren Tavern, Figs, and next to Tangerinos.

 

10. Tangerinos 

Location: 83 Main St, Charlestown, MA 02129

Charlestown's one and only Moroccan restaurant featuring hookah. 

 

11. Brewer's Fork

Location: 7 Moulton St, Charlestown, MA 02129

Great pizza, nice outdoor patio, and the "killa b" pizza is a must-try! (ask for extra sauce for leftovers!)

 

12. Johnny Pomadoros

Location:  297 Main St, Charlestown, MA 02129

 

13. Waverly

Location:  231 Bunker Hill St, Charlestown, MA 02129

Waverly is Monument's "little sister" restaurant. They also have a daily breakfast which is also a MUST!

 

15. Dovetail

Location: 1 6th St, Charlestown, MA 02129

Dovetail is the sister restaurant to Brewer's Fork. They also have a very popular deli to grab sandwiches perfect for your days out on the harbor. 

 

16. Dominos Pizza

Location: 277 Main St # 279, Charlestown, MA 02129

 

17. Emack & Bolios Ice Cream

Location: 100 City Square, Charlestown, MA 02129

 

Coffee In Charlestown MA

1. Zume's Coffee House

Location: 221 Main Street Charlestown, MA 02129

Description: Start your day off right with a visit to Zume's Coffee House. This cozy coffee shop offers a wide selection of freshly brewed coffee to kickstart your morning.

 

2. Dunkin'

Location: 11 Austin St, Charlestown, MA 02129

Description: For a quick and familiar coffee fix, Dunkin' is conveniently located in Charlestown. Grab your favorite brew and pair it with one of their delectable pastries.

 

3. Starbucks

Location: One Thompson Square 1st floor, Suite 101 Charlestown, MA 02129

Description: Starbucks is known for its high-quality coffee and cozy atmosphere. Visit their location in Charlestown's Thompson Square for your favorite Starbucks beverage.

 

4. Tatte

Location: 40 Warren St, Boston, MA 02129

Description: Tatte is a charming bakery and cafe offering a variety of delicious pastries and specialty coffee. Enjoy the inviting atmosphere as you indulge in their delectable treats.

 

5. Style Cafe

Location:  197 8th St, Charlestown, MA 02129

Located in the Navy yard, Styles Cafe is a great stop for a quick breakfast and coffee. 

 

6. Mister Qs

Location: 283 Main St, Charlestown, MA 02129

 

7. Sorelle 

Location: 100 City Square, Boston, MA 02129

 

8. Anna's Cafe

Location: 1 6th St, Charlestown, MA 02129

 

Experience the gastronomic wonders of Charlestown's restaurant scene, where exceptional flavors, warm hospitality, and memorable dining experiences await. Plan your next meal today and immerse yourself in the rich culinary tapestry that Charlestown, MA, has to offer.

 

June 24, 2022

Lindsay Live On The Radio With Jon Duane

Listen to Boston Real Estate Agent, Lindsay Higgins and Attorney Jon Duane from Hoye & Duane Real Estate Attorneys talk all things real estate on the South Shore's Radio Station WATD 95.9FM.

 

 

TIMESTAMPS 02:50 -- Lindsay Introduction

03:40 -- Buyers Preapproval Letter

05:00 --12:30 -- Lindsay Speaks On Title Issues What do you do when the neighbor is parking on your land and you go to sell? How this will affect your home sale legally.

12:27 - 13:20 -- Meet Boston Real Estate Agent, Lindsay Higgins (Lindsay's Formal Introduction)

13:30 - 16:15 -- What Do You Do When You Find A Grave On The Property?

16:10 - 20:10 --- When You Expect Your New Home To Be "Broom Clean" Versus Reality. Learn about what a final walkthrough is. Lindsay explains what a final walk-through is and shares a recent experience of a final walkthrough of the home before first-time home buyers. When there are holes in the wall in the house you are just about to buy from mount TV and more.

21:29 - 24:33 -- Title Issues Continued Parking, when someone dies and they are still on the deed, husband & wife own together

24:43 - 26:15 -- Title Insurance - Do I need it for a newly built property?

26:00 - Lindsay and Jon talk about where she grew up, her family, and working for Classified Realty Group.

28:00 - 32:00 First-Time Home Buyers

Buyer frequently asked questions Why Lindsay's buyers don't have "buyer fatigue" Lindsay shares stories of buyers she's worked with and why cash isn't always king First-time home buyer's misconceptions

32:00 - 33:40 - Jon talks about adjustable-rate mortgages (ARM)

33:45 - 37:30 -- Lindsay talks about how buying a house and all the mortgage language is scary and intimidating to first-time home buyers. Jon talks about interest rates and appreciation.

37:35 - 42:00 - How much do I even need to buy a house? Lindsay explains what an FHA mortgage is and PMI means. You don't need to be an expert in all facets of real estate. Trust who you work with and the team they work with.

42:10 42:48 -- Where's the mailbox?

42:57 -- 44:13 - If you are planning on getting married and don't currently own, you should talk to a realtor before you start planning your wedding.

44:55 - 47:35 -- Jon's talk about Father's Day and going to Maine

47:31 -- 49:39 -- Lindsay talks about how social media/internet has affected real estate. Register for Lindsay's upcoming webinar for first-time home buyers.

49:40 -- 51:05 Jon talks about the negative perception of VA loans

51:31 to 52:55 -- Letting A Seller Live In The Home You Purchased Until They Find A House

Posted in Real Estate Tips
June 20, 2022

What To Provide Your Mortgage Company After You Have Signed The Purchase And Sale

Once your offer has been accepted, PLEASE avoid purchasing any new cars, large big flat-screen TVs, or any furniture, for example. The bank does not like to see you take on more debt during the mortgage process. If you are considering doing this, please discuss this before you make any purchases with your loan officer and real estate agent. 

Once you sign the purchase and sale, let your loan officer know ASAP! They will need more documents from you listed below.

1. Gather all of the requested items below (Include all requested pages, including any blank pages, for each requested document.) Minor omissions can sometimes slow down the process and delay when you receive the keys to your new home!

2. Create a folder on your computer to save all of those items. Include all requested pages, including any blank pages, for each requested document. 

3. Verify all handwritten pages and that photocopies are clear.

4. Write your application number on all forms and documents. 

 

Employment Income Information

  • Two most recent pay stubs within the last 30 day period 
  • Two most recent years' W-2 forms 
  • Two most recent personal income federal tax returns - all pages, schedules and statements
  • Word document of explanation for any change in job or gap in employment
  • If self employed, proof of self employment for at least two years (ex. business license, proof of liability insurance, letter from your accountant) 

 

Business Income Information (if applicable)

  • Business income federal tax returns for most recent two years - all pages, schedules and statements
  • Business financial statements (ex. current balance sheet, year-to-date profit and loss statement) 

Other Sources of Income (if applicable)

  • Most recent Social Security Award Letter 
  • Most recent 1099 form for all pension accounts 
  • Proof of receipt of child support (ex. up to 12 months cancelled checks or bank statements to show deposits) 
  • If you have other sources of income not specified, please discuss documentation requirements with your loan officer.

Asset Information

  • Two most recent bank statements
  • Two most recent statements for investment and/or retirement accounts (ex. 401Ks, IRAs, mutual funds, stock, etc.)

Credit Information

  • Landlord name, address and phone number for last 2 years and most recent 12 months of cancelled rent checks 
  • Most recent mortgage statement or mortgage payment coupon 
  • Letter of explanation for credit inquiries and, if applicable, most recent billing statements for any new loans or credit obligations
  • Letter explaining any derogatory credit items 
  • Additional documentation may be needed if you are a co-signer of debt or if you’ve had a previous bankruptcy discharge.

Property Information

  • A copy of the fully-signed Purchase & Sales Agreement for the property you are purchasing
  • The contact info of the lawyer you are using that is approved by the bank
  • Verification of earnest money deposit on subject property purchase including the source of funds (ex. bank statement) 
  • Homeowner’s hazard insurance binder (contact insurance agent to let them know you are purchasing a home and need homeowners insurance)
  • Name and phone number of condo or co-op association representative (if applicable)
  • Completed condo questionnaire

 

Other Information (if applicable)

  •  Divorce decree and/or separation agreement, and if not specified in the agreement: 
  •  Court ordered child support agreement 
  •  Property settlement statement 
  •  Alimony agreement 
  •  Mortgage, tax, insurance and lease agreement documentation for other properties owned 
  •  Trust documents

 

June 20, 2022

How To Get Preapproved For A Mortgage

1. Gather all of the requested items below (Include all requested pages, including any blank pages, for each requested document.)

2. Create a folder on your computer to save all of those items. Include all requested pages, including any blank pages, for each requested document.

Employment Income Information

  • 2 recent pay stubs within the last 30 day period 
  • 2 most recent years' W-2 forms 
  • 2 most recent personal income federal tax returns - all pages, schedules and statements

 

Business Income Information (if applicable)

  • Business income federal tax returns for most recent two years - all pages, schedules and statements
  • Business financial statements (ex. current balance sheet, year-to-date profit and loss statement) 

 

Other Sources of Income (if applicable)

  • Most recent Social Security Award Letter 
  • Most recent 1099 form for all pension accounts 
  • Proof of receipt of child support (ex. up to 12 months cancelled checks or bank statements to show deposits) 
  • If you have other sources of income not specified, please discuss documentation requirements with your loan officer.

Asset Information

  • Two most recent bank statements
  • Two most recent statements for investment and/or retirement accounts (ex. Acorns, Robinhood, Bitcoin Fidelity/Putnam/Charles Schwab/Goldman Sachs Statements)
  • Most recent mortgage statement or mortgage payment coupon 

3. Create a folder on your computer with ALL of these items labeled accordingly. 

Examples:

Folder 1: Personal Checking Account Statements

Folder 2: Fidelity Account Statements

Folder 3: Paystubs

Folder 4: Tax Returns

 

4. Visit this link and click "APPLY NOW" to submit your application and upload all of these documents.

 

5. Email my go-to lender, Deborah.A.Lasota@citizensbank.com, and CC me at Lindsay@LeaveittoLindsay.com  to let her know it was submitted and that you are working with Lindsay Higgins as your trusted real estate agent so she can keep us BOTH in the loop and let us know what you can go shopping with! 

May 24, 2022

Why You NEED A Real Estate Broker To Sell Your House

Rick, Kathy, and Tony are joined by, Real Estate Broker, Maureen Giuliano and Realtor Lindsay Higgins from Classified Realty Group. Together they are discussing why hiring a broker to sell your house is going to get you the best results.

Real Estate Attorney Rick Carter, Paralegal Extraordinaire Kathy Holtshouser, and Comedian Tony V discuss a variety of topics including:

• Why shouldn’t you sell your house yourself?

• Why should you use a broker?

• What kinds of marketing do they use?

• Why is staging important?

• Should you fix up your house before putting it on the market?

• What other pitfalls could a sale by owner face?

 

Posted in Real Estate Tips
April 20, 2022

Painting To Prepare To Sell

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Posted in Real Estate Tips
April 20, 2022

If you are paying more than $1500 in rent, this video is for you.

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