1. Gather all of the requested items below (Include all requested pages, including any blank pages, for each requested document.)
2. Create a folder on your computer to save all of those items. Include all requested pages, including any blank pages, for each requested document.
Employment Income Information
- 2 recent pay stubs within the last 30 day period
- 2 most recent years' W-2 forms
- 2 most recent personal income federal tax returns - all pages, schedules and statements
Business Income Information (if applicable)
- Business income federal tax returns for most recent two years - all pages, schedules and statements
- Business financial statements (ex. current balance sheet, year-to-date profit and loss statement)
Other Sources of Income (if applicable)
- Most recent Social Security Award Letter
- Most recent 1099 form for all pension accounts
- Proof of receipt of child support (ex. up to 12 months cancelled checks or bank statements to show deposits)
- If you have other sources of income not specified, please discuss documentation requirements with your loan officer.
- Two most recent bank statements
- Two most recent statements for investment and/or retirement accounts (ex. Acorns, Robinhood, Bitcoin Fidelity/Putnam/Charles Schwab/Goldman Sachs Statements)
- Most recent mortgage statement or mortgage payment coupon
3. Create a folder on your computer with ALL of these items labeled accordingly.
Folder 1: Personal Checking Account Statements
Folder 2: Fidelity Account Statements
Folder 3: Paystubs
Folder 4: Tax Returns
4. Visit this link and click "APPLY NOW" to submit your application and upload all of these documents.
5. Email my go-to lender, Deborah.A.Lasota@citizensbank.